Andy Betz2022-12-15T07:41:32-05:00
Pale man smiling wearing light blue shirt

Andy Betz

Loan Partner | NMLS #2098203

The Amy Wolff Team Logo
White Email Icon
Phone Icon
Location Pin Icon

7470 Technology Way, Suite O, Frederick, MD 21730

APPLY NOW
UPLOAD DOCUMENTS
CONTACT ME

Licensed in MD

Andy has been in the mortgage industry for over 20 years and has experience working on all ends of the loan process. He has worked as a loan officer for 10+ years as well as the back-end side of the process, mainly underwriting loan modifications. He truly enjoys helping people and giving them the opportunity to achieve their dream of home ownership.

When Andy isn’t working, you can find him playing golf or spending time in the Outer Banks with friends and family.

Quote to live by: “Make today so awesome that yesterday gets jealous.”

THE REVIEWS ARE IN…

Roni SierraRoni Sierra
16:07 26 Feb 24
I have had the pleasure of working with Amy for going on 7 years and have completed 2 different personal mortgages with her and can tell you that you will not find a more caring, compassionate, or creative loan officer anywhere. If anyone can get the job done, it will be Amy - she consistently goes above and beyond the call of duty for the client. If you are looking for transparency, honesty, and integrity, look no further. Amy is the best. Period.
Sea MareSea Mare
18:24 20 Feb 24
Fadi khaddourFadi khaddour
17:29 20 Feb 24
Best Choice for any home purchaser or any refinancing process , we’re extremely happy and satisfied with Amy and Andy and the whole teamwe wouldn’t make if we didn’t choose this company to handle our mortgage
Lord LondonLord London
18:57 15 Feb 24
Why isn’t there 6 stars? If you need a loan this is the place to go. Amy and her team go over the top with your needs. It took me some time to get into my property, about 2 years, to be exact. Amy assigned Mike to my case. Mike literally checked in weekly to see if I had any questions. And if I did they got back to me right away. They maneuvered my case with grace, precision, knowledge, no nonsense, and a great result. They even helped me after I closed and lived in my place for some time. This can only be the place to go. Can’t wait for the Amy Wolf team to help me with my next property.
Gregory WellhamGregory Wellham
18:28 13 Feb 24
The Amy Wolff Team was amazing to work with! Andy Betz was so helpful and made the process as easy as possible. I definitely want to work with them for my next home purchase or refinance!
Ryan FRyan F
16:45 20 Dec 23
Couldn't ask for a more responsive and helpful lender during the first time home buyer process!
Matt DormanMatt Dorman
14:57 18 Dec 23
What an amazing experience!!! The Amy Wolff team was on point with everything answered all my questions. Closing was easy!!! I highly recommend the Amy Wolff team. I was first a first time home buyer and I will most definitely used them again didn’t think it would be this easy
KimberlyKimberly
03:47 23 Nov 23
Loved the fact that they made you feel important and reassurance every step of the way! Amy was great helping us understand what was going on and Andy was AMAZING getting us to closing! Highly recommend them to everyone.
Mellissa Ladd AyalaMellissa Ladd Ayala
00:01 22 Nov 23
You’ll never regret using the Amy Wolff team. Always professional and innovative. Don’t waste time with any other mortgage team because this team has it all!!
Megan QuinnMegan Quinn
23:18 21 Nov 23
Amy and her team were a dream to work with when financing the purchase of our home in 2020. Her team was responsive, approachable and dependable! Not only were they great to work with during the purchase of the home, but they have celebrated their clients and provide fun annual incentives and events. I recommend them to all my friends and family and would use them again in a heart beat. Thank you Amy and team!
stacy Ustacy U
22:10 21 Nov 23
The Amy Wolff Team is always willing to go the extra mile for their customers. They are diligent, knowledgeable, and hardworking. Not only are they willing to put in 100% professionally, but the Amy Wolff Team consistently has giveaways or events for their clients to show their appreciation. I highly recommend trusting them with your mortgage loan needs!
Michael GuzzoMichael Guzzo
20:54 07 Nov 23
Amy and her team and Andy Betz are top-notch communicators and always look out for their buyers! Smooth transaction, and they were even able to get my client some extra assistance that really helped with settlement.
Angela MoralesAngela Morales
16:39 03 Nov 23
Amy’s Team works so hard to get your clients the home of their dreams. They have always been able to close on time or clear to close early!They communicate regularly to insure all parties are in the loop. Call them you won’t regret it!
Michael BurchMichael Burch
16:38 03 Nov 23
Amazing, personable, and efficient service. If you need a mortgage lender, your search ends here
Brandon MyersBrandon Myers
16:00 03 Nov 23
Great lender and attention to detail, also very knowledgeable of local programs love referring to my clients!
Barry WellerBarry Weller
15:41 03 Nov 23
Amy “s team Is thorough, detail oriented and kept us updated . They took great care of our client.
Nicole AlievNicole Aliev
15:52 20 Oct 23
Amy and her team have been super helpful to my clients, especially to many of my first time home buyers. Walking them through the loan process, responding super quickly, and coming up with creative solutions in difficult situations. Highly recommend them!
Imani PattersonImani Patterson
21:48 05 Oct 23
Amy and her team were a God send. I am so grateful for their help and support. Without them, we wouldn't have been able to obtain our dream home. Thank you so much!
Michael NaylorMichael Naylor
20:42 05 Oct 23
Amy Wolff is the single most authentic person I know. Her mortgage knowledge exceeds her peers and her customer’s experience is her primary focus. If you have the opportunity to have Amy and her team help you with your mortgage, don’t hesitate. Take it! She is amazing!
Sandino BaezSandino Baez
02:09 05 Oct 23
Andy was really helpful during the entire closing process, he and the whole team of The Amy Wolff did a fantastic work!
Allie VasquezAllie Vasquez
16:04 29 Sep 23
Amy was, is, and will always be the GOAT!
Jackson ShumakerJackson Shumaker
16:00 29 Sep 23
Even when unexpected obstacles arose, Amy and her team didn't give up - they got us all the way to settlement through diligence and hard work.
Narine ArmeniNarine Armeni
23:09 02 Sep 23
If you are looking Amy Wolff up, consider yourself lucky !!!Amy and her team are phenomenal. There is no way i would ever consider working with other lenders. nobody can match their level of expertise and make the process as easy. They were also so patient and always took time to answer my 1001 questions. Thank you Amy and everyone else on the team, you are rockstars.
INCO ConsultantINCO Consultant
02:49 10 Aug 23
Before we met Amy and the team I had 4-5 mortgages before and very good experience. However Amy did incredible job. There are no enough stars here for review!Amy and whole team big Thank you!!!Nana and Tomislav
suz Hochsuz Hoch
17:34 08 Aug 23
Was buying house from parents estate. Ran into so many problems with register of wills office but Amy and Mike saw through all issues and I'm now in my house. Thank you guys
Hi, I had a very good experience with the Amy Wolf Team. There is a lot to getting a mortgage loan and the Amy Wolfwere extremely good during the entire process. Also the tutorials were very helpful. I appreciate all of the Amy Wolf Team’s hard work.
Aimie PakAimie Pak
21:47 26 Jun 23
As first time home buyers, we are so glad that we worked with Amy and her team at Direct Mortgage Loans! We truly didn't know much and definitely needed lots of hand holding through this process but Andy, Cynthia and Rachel made it such a breeze that we barely felt like we did any work! They were so incredibly available and responsive all the time and we were never hesitant to ask a question as they were always so friendly to help and take the time to explain certain things so that we understood the process completely. We recommend Amy Wolff Team to anyone who wants to work with a great team who really knows what they're doing and will make sure you keep moving along and keep it as stress-free as possible.
Venezia VolakVenezia Volak
12:40 19 Jun 23
5 stars! Thank you so much Andy for always being there during the process! And always got back to me quickly as possible! Thank you Cynthia and Rachel for your kindness as well! 🫶 I definitely recommend to anyone! 😊
TurboTurbo
19:36 14 Jun 23
The Amy Wolff team are amazing in what they do, very patient and understanding. No time limit, even after hours when I will get off late there was always someone I could reach out on any question or advice I may need. Even after my purchase and being confuse who to send my first mortgage payment, I was still able to reach out and get the answer I needed. I recommend giving them a call if your unsure if you qualify, they can help you get on track
Alex HammelAlex Hammel
15:32 20 Mar 23
The Amy Wolff Team is my go-to lender; since 2016, they've helped me with new mortgage for my principal home, headache-free refinancing, and a pre-approval. I refer the Amy Wolff Team to friends and family, and they've each had GREAT experiences with Amy Wolff Team as well. Highly recommend!
Wayne VorhiesWayne Vorhies
09:07 09 Jan 23
The Best! Amy quickly found solutions to all of my problemslooked at the property on 12-26-22 a holiday and made the offerwhich was accepted 12-27-22! Excellent! could not have done it with out the Wolff team
christina Wilsonchristina Wilson
15:52 20 Dec 22
They have gone beyond my expectations for the purchase process. I was able to get assistance the whole way through, and someone was always available to contact me back with additional support. Andy went above and beyond to explain the process for me , and made sure that he communicated with every part of the team. I cannot give enough praises to this team and a job well done !
Lisa SaghyLisa Saghy
12:29 15 Dec 22
The Amy Wolff Team of Direct Mortgage made buying our home a smooth experience. I have use them before and when we re finance we will surely use them again. Thank you for all you hard work and taking great care of us.
Amethyst TymochAmethyst Tymoch
16:47 14 Dec 22
I have used The Amy Wolff Team for two different purchases. I was referred to Amy and her team when relocating to Baltimore City. For our first property I was interested in applying for some of the grant programs through the city and was becoming overwhelmed. Amy and her team guided me through the process, was patient with the timing and hold ups with application processes and were able to help me quickly pivot when things didn't come out as planned.Our second property we would be co-signing with a family member on their first home. The entire team was patient and informative on the process, what to expect and how we cold plan for the future to transfer ownership.I would actually call Direct Mortgage Loans before I even contact a realtor.
Debra JohnsonDebra Johnson
14:50 28 Nov 22
We love The Amy Wolff Team of Direct Mortgage. We never thought we would own our own home but 3 years ago they helped our dream come true. The process was smooth and on closing day Amy was even there to celebrate with us. Even though they had done their job, they did not forget about us. We get birthday and holiday cards every year along with a yummy pie for Thanksgiving. The nicest gift of all is the hand drawn portrait of our forever home that we proudly display in our front room for everyone to see. We hear from others who have visited our home that they have never heard of a lender doing the things that The Amy Wolff Team does for it's clients. Thank you for going above and beyond what is expected of you. You are AWESOME!!! God bless you.Kevin and Debra Johnson
Sean ClaySean Clay
00:33 23 Nov 22
We purchased our home in 2011 and refinanced it for the first time few years ago using this team and mortgage company. It's been a smooth process working with them each time. Amy W. is someone I've known for 12+ years outside of business. Through her team and knowing her personally, we trust their team and look forward to continuing using them and referring people to them. It's also nice seeing them do special things in the community. Gifting teachers during COVID and receiving an awesome apple pie for Thanksgiving are just some of the small things they continue to do to show appreciation. They're a pretty fun and inviting team.
Lisa SaghyLisa Saghy
13:39 01 Nov 22
I can not say enough about Amy and her awesome team. It’s definitely team work and they are on your team from the start. We are thankful for Amy’s Direct mortgage. We have used them to buy two houses and will be back in close to two years to refinance. Thanks for all you’ve done for us.
Francesca SlaughterFrancesca Slaughter
18:57 22 Sep 22
Extraordinary service doesn't do the Amy Wolff Team justice. They go above and beyond, demonstrating exemplary service from start to finish and beyond. You are updated every step of the process and provided quick responses. I simply cannot say enough about Amy and her team of pros. They set the bar THAT high!
AJ MoodyAJ Moody
02:47 10 Aug 22
It was good. It was rocky at first, but we made it through. Interest rate was difficult to bring down after talking about it back and forth. But it was a success when Amy Wolff Team brought down the interest rate and we received a terrific deal with them. They’re awesome people to work it and guide us through everything we needed to know through emails and phone calls. They’re good with explaining with details even though it is small. Kudos!
Latushia PerryLatushia Perry
01:21 19 May 22
I am so thankful for the Amy Wolff team!!! I am self-employed, which poses challenges all within itself and when no other financial institution was capable of doing so, they moved mountains to get my financing completed. If any other buyer had a team like Charlie, Michelle, Dale and Cynthia, they would truly understand how thorough and efficient this team of geniuses are. I have nestled into my newly built house and I will forever be grateful to them. Thank you!!!
Charles AsowataCharles Asowata
02:59 10 May 22
I have being buying homes since mid 90's, I have not come across such an outstanding team of loan personnel like the Amy Wolff's team of Direct Mortgage lender. Their professional acumen and ethics are superior to none. I do plan to continue to use this team for my future mortgage loan. Similar, I will continue to recommend the team to my family and friends if they need mortgage finance.
Josh AtwoodJosh Atwood
14:05 19 Apr 22
Top tier company! Customer service focused! Would never even consider using a different mortgage company for my next purchase. Andy ensured that everything was fast and easy, all while not cutting any corners. He was ALWAYS available to answer my questions and run scenarios. Andy and The entire Amy Wolff Team will always have my business and my referrals! Thank you!
Octavia BradfordOctavia Bradford
04:06 23 Nov 19
I had a new home built and Amy and the Direct Mortgage Team was there to walk me through the entire process. Andrea was extremely helpful navigating through the paperwork. Amy is upfront and very knowledgeable. She is so easy to work with and talk to. She answered my questions made me feel comfortable with my investment. I highly recommend Amy and the Direct Mortgage team when purchasing a home.
js_loader

MORTGAGE CALCULATORS

Orange Calculator Icon

Mortgage Payment Calculator

Rent or Buy Icon

Rent or Buy?

Compare Two Mortgages Icon

Compare Two Mortgages

Time to Refi Icon

Time to Refinance?

Home Affordability Icon

Home Affordability

WE MAKE HOME BUYING EASY

We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

Learn more

Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

With our quick process, and experienced team, you’ll be at the closing table in no time!

START NOW

HOME BUYER GUIDE

Our FREE home buyer guide provides the insight you need to build your home buying confidence.

Homebuyer Guide
Go to Top