"Working with Mike and his team was great. They were always very professional, knowledgable and responsive. They were always very courteous with me and all my questions."
Brenda Suprek
"Mike was great. He was always fast answering my questions and patient. He didn’t make you feel like you were ‘just another customer’. It was a very personable experience. I’ve referred him to a few of my friends and will continue too!"
"Mike was our lending agent for 2 home purchases over the last 8 years. He is a true professional, easy to work with, responsive and very approachable for any questions we had. Mike was fantastic at keeping up apprised of the status of our loan and made sure we got the best mortgage possible. We recommend him to all our family and friends. 10/10!"

Bonnie Servatius – Loan Partner
NMLS #1194485 Licensed in NC.

I found my passion for helping people buy homes and meet their financial goals while employed at one of the big banks for several years. I started as a mortgage consultant and quickly moved up the ladder and have enjoyed positions in new hire training and management but have found that my heart belongs to originating mortgages. My most favorite part of my position is helping first time home buyers. I enjoy walking them through the process and making it fun and I find it very rewarding. I always tell my customers that I will be there for them starting now and until they get the keys to their new home and as a resource for home buying and refinancing in the future.

I enjoy the freedom of working remotely and at any given time I could be anywhere. I recently began my working and traveling lifestyle and you can find me in the mountains, in small beach towns as well as my home base in Charlotte, North Carolina where I grew up and still live sometimes and pretty much all over the place. I am currently learning Spanish and am working towards fluency over the next year or so. In my spare time, I enjoy spending time with my son, Landon, working out and am a self-proclaimed foodie.

Quote to Live By: “If you can be anything, be kind.”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


443.955.6866 (o)
443.955.6866 (f)


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.