Get to Know Us

The Direct Mortgage Loans Team is here to help you with all of your Mortgage needs.

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DML Loan Officers

Amy E. Wolff
Amy E. WolffBranch Manager
NMLS# 149401

443.541.5545 (o)
866.370.5747 (f)

Apply Now
Michael Tozzolo
Michael TozzoloSenior Mortgage Banker
NMLS# 85358

443.541.5590 (o)
443.541.5590 (f)

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Steve Petruzzello
Steve PetruzzelloMortgage Banker
NMLS# 187642

240-674-4209 (c)

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The DML Team

Dale Pankow
Dale PankowProduction Manager
443-541-5545 (o)
866-370-5747 (f)
Find Out More About Dale
Roni Sierra
Roni SierraLoan Partner
443-541-5545 (o)
866-370-5747 (f)
Find Out More About Roni
Nancy Malone
Nancy MaloneProcessor
443-973-6835 (o)
443-973-6835 (f)
Find Out More About Nancy
Emma Grossman
Emma GrossmanOffice Assistant to Amy Wolff
443-541-5545 (o)
866-370-5747 (f)
Find Out More About Emma
Charlie Teter
Charlie TeterAdministrative Assistant
443-541-5545 (o)
443-541-5545 (f)
Find Out More About Charlie
Melinda Fitzgerald
Melinda FitzgeraldLoan Processor
443-541-5229 (o)
443-541-5229 (f)
Find Out More About Melinda
Rachel Tiqui
Rachel TiquiLoan Partner
443-917-6383 (o)
443-917-6383 (f)
Find Out More About Rachel
Stacy Nozick
Stacy NozickBusiness Development Manager
443-541-5545 (o)
866-370-5747 (f)
Find Out More About Stacy
David Faunce
David FaunceDatabase Manager
443-470-8100 (o)
443-470-8100 (f)
Find Out More About David

DML Mission, Vision and Values.

Our Mission

Our Vision

Our Values

Why DML?

Direct Mortgage Loans is a licensed, direct lender committed to outstanding mortgage solutions and building lifelong relationships. The knowledge and experience of our professional loan officers, processors, and underwriters is the foundation of our company. We have earned a reputation for integrity, customer service excellence, award-winning staff and efficient processes. When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances the home buying experience. We realize that there are many lenders to choose from.

Let us show you the DML Difference.