Get to Know Us

The Direct Mortgage Loans Team is here to help you with all of your Mortgage needs.

Amy E. Wolff
Amy E. WolffBranch Manager
NMLS# 149401
Maryland: 443.541.5545 (o)
North Carolina: 910.225.5788 (o)
866.370.5747 (f)
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Cynthia Cruz
Cynthia CruzBranch Operations Manager
443.541.5545 (o)
443.961.7659 (d/f)
Hablo Español!
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Michael Tozzolo
Michael TozzoloBranch Sales Manager
NMLS# 85358
443.541.5590 (o)
443.541.5590 (f)

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DML Loan Partners

Andy Betz
Andy BetzLoan Partner
NMLS #2098203
443.973.4822 (o/f)
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Bonnie Servatius
Bonnie ServatiusLoan Partner
NMLS# 1194485
443.955.6866 (o/f)

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Charlie Teter
Charlie TeterLoan Partner
443.470.8100 (o)
443.541.5545 (f)
Find Out More About Charlie
Dale Pankow
Dale PankowLoan Partner
443.541.5523 (o)
866.370.5747 (f)
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Rachel Tiqui
Rachel TiquiLoan Partner
443.917.6383 (o/f)
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Savannah Elmore
Savannah ElmoreLoan Partner
NMLS# 1950872
443.873.2348 (o/f)

Find Out More About Savannah

Loan Intake Specialists

Lauren Stoneking
Lauren Stoneking Loan Intake Specialist
443.541.5545 (o)
866.370.5747 (f)
443.541.4424 (t)
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Specialty Staff

David Faunce
David FaunceDatabase Manager
443.541.5545 (o)
866.370.5747 (f)
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Roni Sierra
Roni SierraDown Payment Assistance Specialist
443.541.5553 (d)
443.541.5545 (o)
866.370.5747 (f)
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Stacy Nozick
Stacy NozickMarketing Associate
443.541.5545 (o)
866.370.5747 (f)
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Summer Grossman
Summer GrossmanBusiness Development Manager
443.541.5545 (o)
866.370.5747 (f)
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Tammy McKinney
Tammy McKinneyTransaction Coordinator
443.561.3980 (o/f)
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DML Mission, Vision and Values.

Our Mission

Our Vision

Our Values

Why DML?

Direct Mortgage Loans is a licensed, direct lender committed to outstanding mortgage solutions and building lifelong relationships. The knowledge and experience of our professional loan officers, processors, and underwriters is the foundation of our company. We have earned a reputation for integrity, customer service excellence, award-winning staff and efficient processes. When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances the home buying experience. We realize that there are many lenders to choose from.

Let us show you the DML Difference.