Heather Rao – Loan Partner

Heather Rao joins the Amy Wolff Team with over 15 years of experience in the mortgage industry! Her favorite part about working with in the mortgage industry, is that she is able to help change her clients’ lives. She enjoys seeing how happy people become with their new financial situations and the appreciation that goes into all the hard work. She also loves hearing the excitement in her clients’ voices when their loans get approved, as well as being a part of a great team, learning, and growing with them!

When Heather isn’t working, you can find her hiking, walking, camping, and spending time in nature.

Quote to Live By: “One Choice you’re always one choice away from changing your life. One…. One tree can start a forest, One smile can begin a friendship, One hand can lift a soul, One word can frame the goal. One candle can wipe out darkness, one laugh can conquer gloom, One hope can raise our spirts and One choice can change your life.”


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.