Mortgage Calculator
Take the guesswork out of your home-buying experience with our mortgage calculators. Determine monthly payments, make loan comparisons, estimate your closing costs, and more.
Use this calculator to determine your total monthly payment including mortgage payment, insurance, PMI, and property taxes.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Use this calculator to compare payments and savings of purchasing vs renting.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Use this calculator to determine how much of your principal you have paid off. As well as interest paid, and remaining principal balance.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Use this calculator to determine how long it will take to pay off your credit card deb with how much you pay now, and the amount you have to pay every month to eliminate the debt sooner.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Use this calculator to determine how much much time and savings bi-weekly payments can offer.
Please note that this calculation is only an estimate and does not reflect the terms of a specific loan program. Estimate is subject to change based on market conditions and borrower eligibility.
Mortgage Information
DML Loan Process
DML Mortgage Checklist
Credit Scores – The Higher, The Better
What Determines My Credit Score
FHA Inspection Checklist
How to Get Pre-Approved
How to Stay Pre-Approved
Road Map to Home Buying
Gift Letter
Home Buyers Guide
Curious about how the Home buying process works? Concerned about your credit? For everything you need to know about the mortgage buying process we’ve created a Homebuyer’s Guide to help you. From learning about the benefit of home ownership and the home buying process to a glossary of mortgage terms, this guide will assist you every step of the way.
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Direct Mortgage Loans is proud to have been inducted into the 2017 Ellie Mae Hall of Fame – an honor given each year to mortgage companies that have distinguished themselves through their industry leadership and innovative use of Ellie Mae technology.