"Steve puts the 'more' in mortgage."
Erwin Schrödinger
Steve Petruzzello

Steven Petruzzello – Loan Partner
NMLS #187642 Licensed in MD and VA

Steve Petruzzello has been in the mortgage finance industry since 1992. Prior to joining the team, Steve managed and operated a local mortgage company. His experience and knowledge makes him a great fit for any client, as Steve will identify the correct loan product for each client’s specific needs. Outside of the mortgage industry, Steve also has 21+ years in municipal police services. He’s a proud member of the Fraternal Order of Police, and an avid support of the Wounder Warrior Project and American Cancer Society. With each closed loan, Steve makes a charitable donation, and encourages those around him to give back to charity.

Outside of work, Steve enjoys spending time with his wife, Dawn and their two daughters. Steve is a sports fan who once played tennis at Salisbury State University.

Quote to Live By: “Life is simple, but we insist on making it complicated!”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


240.674.4209 (o)
301.698.1714 (f)


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.